The Calculator Lab 2.0

for Real Estate Investing

These calculators are for illustrative and educational purposes only. The results are estimates and are not an offer of credit or a guarantee of any particular interest rate or loan terms.

DSCR Investment ROI Calculator

DSCR Investment Property ROI Calculator

Purchase & Loan

Purchase Price ($)

Down Payment (%)

Interest Rate (%)

Loan Term (Years)

Income & Expenses

Monthly Rent ($)

Annual Property Taxes ($)

Annual Insurance ($)

Projections & Sale

Annual Appreciation (%)

Annual Rent Increase (%)

Selling Costs (%)

Years to Hold

Projections & ROI Summary

Monthly PITI

Principal & Interest $--

Taxes $--

Insurance $--

Total PITI $--

Year 1 Analysis

Total Cash Invested $--

Monthly Cash Flow $--

Cash-on-Cash ROI --%

Cap Rate --%

DSCR --

Projections at Sale

Future Property Value $--

Principal Paid (Equity) $--

Total Cash Flow $--

Net Proceeds from Sale $--

Total Return on Investment

Total Profit $--

Total ROI --%

Annualized ROI --%

Fix & Flip / ARV Calculator

Live Fix & Flip (ARV) Calculator

Purchase & Rehab Costs

Purchase Price ($)

Rehab Costs ($)

Acquisition Closing Costs ($)

Financing & Holding Costs

Down Payment (%)

Interest Rate (%)

Loan Points (%)

Holding Period (Months)

Sale & After Repair Value (ARV)

After Repair Value (ARV) ($)

Selling Costs (%)

Cost & Investment

Total Holding Costs (Interest)

Total Project Cost

Total Cash Invested (Out of Pocket)

Profit & Return

70% Rule Max Offer

Estimated Net Profit

Return on Investment (ROI)

IRR & GRM Calculator

What documents do I need?

For DSCR Loans only

Entity documents

Schedule of REO

Property documents

2 months bank statements - showing downpayment and reserves

Copy of lease & rent rolls (if vacant, use market rents)

Personal & Business Financial Statements

2 most recent consecutive years worth. If self-employed, we also need your 1040 tax returns with all schedules for most recent two consecutive years.

Business Bank Statements

2 most recent consecutive bank statements for all accounts. If you are doing a Bank Statement Loan, then we need most recent 12 months of Business Bank Statements and Personal Bank Statements.

Personal & Business Tax Returns

One months worth of paystubs, plus your end of year December paystubs for most recent consecutive 2 years showing your YTD earnings, bonuses, overtime, etc.

Entity Documents

Must be for the address where you currently live and cannot be expired

Schedule of Real Estate Owned

We need this as soon as possible so that we can have an accurate Homeowners insurance amount for your disclosures and paperwork.

Property Documents

If you are renting, we either need cancelled checks for 12 months or written verification from your landlord. If you currently have a mortgage, we can verify this information with your current mortgage company.