The Calculator Lab
See the Math, Own the Path
These calculators are for illustrative and educational purposes only. The results are estimates and are not an offer of credit or a guarantee of any particular interest rate or loan terms.
Compare Scenarios
Interactive Mortgage Comparison
Enter your own numbers to compare loan scenarios side-by-side.
| Metric | Loan Option 1 | Loan Option 2 | Loan Option 3 |
|---|---|---|---|
| Loan Amount | |||
| Interest Rate (%) | |||
| Loan Term (Years) | |||
| Discount Points (%) | |||
| Monthly Payment | |||
| Total Interest Paid | |||
| Total Cost of Loan |
Calculate Your Cashout Power
How much can you save if you
pay off high interest credit cards
with a lower rate mortgage?
Refinance Calculator
Calculate your potential savings by consolidating debt with a new mortgage.
Your Estimated Savings
Monthly Savings
$0.00
Total Savings Over Loan Life
$0.00
Current Monthly Payment
$0.00
New Monthly Payment
$0.00
Rate-Term
Refinance Calculator
(non cash out)
Refinance Savings Calculator
Compare your current loan to a new one and see your potential savings.
Current Loan
New Loan
Calculation Results
Extra Payment Calculator
Mortgage Payoff Calculator
See how extra payments can shorten your loan and save you money.
Total Interest Savings
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Original Payoff
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New Payoff Date
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Time Saved
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Blended Rate Calculator for a 1st & 2nd Lien
Blended Rate Mortgage Calculator
Calculate the effective interest rate when combining a new loan with an existing one.
Current Mortgage
2nd Mortgage
Rent vs Buy Calculator
Rent vs. Buy Calculator
Compare the long-term financial implications of renting and buying a home.
Home Purchase Details
Rental Details
Comparison Timeframe
Your Financial Snapshot
Est. Monthly Home Payment
$0
Initial Monthly Rent
$0
This calculator is for illustrative purposes only and does not constitute financial advice.
Why Choose NEXA Mortgage?
There Are Many Lenders, So Why Choose Us?
At NEXA Mortgage, we combine industry expertise with personalized support, making the mortgage process simple and stress-free. Our team is committed to helping you find the loan program that fits your unique needs and goals.
We have a Virtual Closing option so you
can close from anywhere...even in your PJ's
Smooth Process & Great Rates
(Plus Upload All Your Documents Online)
What documents do I need for a home loan?
W2's or 1099's
2 most recent consecutive years worth. If self-employed, we also need your 1040 tax returns with all schedules for most recent two consecutive years.
2 months Bank Statements (no NSF's)
2 most recent consecutive bank statements for all accounts. If you are doing a Bank Statement Loan, then we need most recent 12 months of Business Bank Statements and Personal Bank Statements.
30 Days Paystubs
One months worth of paystubs, plus your end of year December paystubs for most recent consecutive 2 years showing your YTD earnings, bonuses, overtime, etc.
Driver's License
Must be for the address where you currently live and cannot be expired
Insurance Agent's Name & Number
We need this as soon as possible so that we can have an accurate Homeowners insurance amount for your disclosures and paperwork.
12 Months Rental or Mortgage History
If you are renting, we either need cancelled checks for 12 months or written verification from your landlord. If you currently have a mortgage, we can verify this information with your current mortgage company.
Homeowners Association (HOA) Info (if applicable)
If there is an HOA connected to the subject property, we must have written verification of amount and payment history.
Want To Become a Loan Officer at NEXA Mortgage ?
We'll help you grow your career and business.
Contact Us
Kelly Fest
NMLS # 202374
972-854-3270
NEXA Mortgage LLC
https://nexamortgage.com
NMLS #1660690
AZMB #0944059
Corporate Office
5559 S Sossaman Rd
Bldg # 1 Ste # 101
Mesa, AZ 85212
NvEXA Mored.