Loan Programs

Chart Your Course Home

Having access to 200+ lenders means I can navigate every rate, niche, and program to find the perfect fit for your home and your budget

Every Way Home, All In One Place

Purchase & Refi Home Loans

FHA Loans

FHA 203k Loans

VA Loans

VA Renovation Loans

Conventional Loans

Conventional Renovation Loans

FHA Downpayment Assistance

1% & 3% Down Conventional

USDA

Cashout Refinance

Rate-Term Refinance

HELOC

Reverse & Reverse Purchase

Specialty Home Loans

Doctor Loans

Nurse Loans

Emergency Services Loans

Bank Statement Loans

1099 Loans

P&L Statement Loans

Asset Depletion Loans

Bridge Loans

Mix-n-Match Income Type Loans

Manufactured Homes on Leasehold Land

Apartment Complex Loans

Commercial

Hobby Farms

Why Choose NEXA Mortgage?

There Are Many Lenders, So Why Choose Us?

Broker lenders have lower overhead, provide better rates, reduced closing costs, and personalized lending solutions designed around your goals.

- 200+ Lenders

- Virtual Closing Options

- Upload All Documents Online

Quiz - Which Mortgage is Right for You?

What documents do I need?

W2's or 1099's

2 most recent consecutive years worth. If self-employed, we also need your 1040 tax returns with all schedules for most recent two consecutive years.

2 months Bank Statements (no NSF's)

2 most recent consecutive bank statements for all accounts. If you are doing a Bank Statement Loan, then we need most recent 12 months of Business Bank Statements and Personal Bank Statements.

30 Days Paystubs

One months worth of paystubs, plus your end of year December paystubs for most recent consecutive 2 years showing your YTD earnings, bonuses, overtime, etc.

Driver's License

Must be for the address where you currently live and cannot be expired

Insurance Agent's Name & Number

We need this as soon as possible so that we can have an accurate Homeowners insurance amount for your disclosures and paperwork.

12 Months Rental or Mortgage History

If you are renting, we either need cancelled checks for 12 months or written verification from your landlord. If you currently have a mortgage, we can verify this information with your current mortgage company.