Refinance Your Home
& Get Cash Out
Not Stressed Out
High-interest credit card debt can feel like a heavy anchor, dragging down your financial future. A cash-out refinance allows you to swap that crushing burden for a single, more manageable monthly payment with a lower, fixed interest rate.
Use Equity to Pay Off Debt
Trade in Credit Card Chaos for Clarity
Imagine replacing that pile of expensive credit card debt with one simple, lower-interest payment with a Cashout mortgage
Cash-Out Refinance
Consolidate debt up to 80% LTV.
Your Home & Loan
$
$
$
Principal & Interest only.
Debts to Pay Off
+ Add Row
Total Debt Payoff
$0
New Mortgage Terms
Use Max (80%)
$
%
$
Cash Flow Analysis
Save $0 per month.
Loan Limit Exceeded
Your requested loan exceeds the 80% LTV limit. Please reduce your loan amount by $0.
Consolidate your high-interest debt into a single, lower payment.
Current Total Payments
$0
CURRENT
New Mortgage Payment
$0
PROPOSED
Est. Cash to You
$0
After Payoffs & Costs
New LTV
0%
State Limit: 80%
Annual Savings
$0
Tax-Free Cash Flow
Why Choose NEXA Mortgage?
There Are Many Lenders, So Why Choose Us?
Broker lenders have lower overhead, provide better rates, reduced closing costs, and personalized lending solutions designed around your goals.
Virtual Closing option
close from anywhere...even in your PJ's
Upload All Documents Online
What documents do I need?
W2's or 1099's
- 2 most recent consecutive years worth of W2's
- If self-employed, we also need your 1040 tax returns with all schedules for most recent two consecutive years.
- If 1099 employee, 2 years of 1099's for a 1099 Loan (10% expense factor & 6 months reserves required)
2 months Bank Statements (no NSF's)
2 most recent consecutive bank statements for all accounts. If you are doing a Bank Statement Loan, then we need most recent 12 months of Business Bank Statements and Personal Bank Statements.
30 Days Paystubs
One months worth of paystubs, plus your end of year December paystubs for most recent consecutive 2 years showing your YTD earnings, bonuses, overtime, etc.
Driver's License
Must be for the address where you currently live and cannot be expired
Insurance Agent's Name & Number
We need this as soon as possible so that we can have an accurate Homeowners insurance amount for your disclosures and paperwork.
12 Months Rental or Mortgage History
If you are renting, we either need cancelled checks for 12 months or written verification from your landlord. If you currently have a mortgage, we can verify this information with your current mortgage company.
Homeowners Association (HOA) Info (if applicable)
If there is an HOA connected to the subject property, we must have written verification of amount and payment history.
Survey
We may be able to use your old survey if it is not more than 10 years old and you have not built anything else on the premises since the last survey.
Want To Become a Loan Officer at NEXA Mortgage ?
We'll help you grow your career and business.
Contact Us
Kelly Fest
NMLS # 202374
972-854-3270
NEXA Mortgage LLC
https://nexamortgage.com
NMLS #1660690
AZMB #0944059
Corporate Office
5559 S Sossaman Rd
Bldg # 1 Ste # 101
Mesa, AZ 85212
NvEXA Mored.