Refinance Your Home

And Get Cash Out

Not Stressed Out

High-interest credit card debt can feel like a heavy anchor, dragging down your financial future. A cash-out refinance allows you to swap that crushing burden for a single, more manageable monthly payment with a lower, fixed interest rate.

Use Equity to Pay Off Debt

Trade High-Interest Debt for Peace of Mind

Simple Tools

+

Expert Guidance

can help you understand all your options, so you can make a smart financial decision that works for you.

Why Choose NEXA Mortgage?

There Are Many Lenders, So Why Choose Us?

At NEXA Mortgage, we combine industry expertise with personalized support, making the mortgage process simple and stress-free. Our team is committed to helping you find the loan program that fits your unique needs and goals.

We have a Virtual Closing option so you

can close from anywhere...even in your PJ's

Smooth Process & Great Rates

(Plus Upload All Your Documents Online)

Apply Now

What documents do I need for a home loan?

W2's or 1099's

2 most recent consecutive years worth. If self-employed, we also need your 1040 tax returns with all schedules for most recent two consecutive years.

2 months Bank Statements (no NSF's)

2 most recent consecutive bank statements for all accounts. If you are doing a Bank Statement Loan, then we need most recent 12 months of Business Bank Statements and Personal Bank Statements.

30 Days Paystubs

One months worth of paystubs, plus your end of year December paystubs for most recent consecutive 2 years showing your YTD earnings, bonuses, overtime, etc.

Driver's License

Must be for the address where you currently live and cannot be expired

Insurance Agent's Name & Number

We need this as soon as possible so that we can have an accurate Homeowners insurance amount for your disclosures and paperwork.

12 Months Rental or Mortgage History

If you are renting, we either need cancelled checks for 12 months or written verification from your landlord. If you currently have a mortgage, we can verify this information with your current mortgage company.