Downpayment Essentials:
The "Secret Sauce"
Solutions to make your downpayment more attainable
Myth: You need to put 20% down to buy a home.
Downpayment Assistance Options
Bridging the Gap to Homeownership
DPA Options
Lender Provided Options
State Programs
Local Housing Authorities
Other Downpayment Sources
Gift from Family
Gift from Employer
401k/403b/Retirement
Liquidated Investments
***All Funds Must Be Sourced***
Rent vs. Buy Calculator
Compare the long-term financial implications of renting and buying a home.
Home Purchase Details
Rental Details
Comparison Timeframe
Your Financial Snapshot
Est. Monthly Home Payment
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Initial Monthly Rent
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This calculator is for illustrative purposes only and does not constitute financial advice.
Kelly's Zillow Reviews
Want To Become a Loan Officer at NEXA Mortgage ?
We'll help you grow your career and business.
Why Choose NEXA Mortgage?
There Are Many Lenders, So Why Choose Us?
At NEXA Mortgage, we combine industry expertise with personalized support, making the mortgage process simple and stress-free. Our team is committed to helping you find the loan program that fits your unique needs and goals.
Hundreds of Loan Programs to Choose From,
Including Downpayment Assistance
Smooth Process & Great Rates
(Plus Upload All Your Documents Online)
What documents do I need for a home loan?
W2's or 1099's
2 most recent consecutive years worth. If self-employed, we also need your 1040 tax returns with all schedules for most recent two consecutive years.
2 months Bank Statements (no NSF's)
2 most recent consecutive bank statements for all accounts. If you are doing a Bank Statement Loan, then we need most recent 12 months of Business Bank Statements and Personal Bank Statements.
30 Days Paystubs
One months worth of paystubs, plus your end of year December paystubs for most recent consecutive 2 years showing your YTD earnings, bonuses, overtime, etc.
Driver's License
Must be for the address where you currently live and cannot be expired
Insurance Agent's Name & Number
We need this as soon as possible so that we can have an accurate Homeowners insurance amount for your disclosures and paperwork.
12 Months Rental or Mortgage History
If you are renting, we either need cancelled checks for 12 months or written verification from your landlord. If you currently have a mortgage, we can verify this information with your current mortgage company.
Homeowners Association (HOA) Info (if applicable)
If there is an HOA connected to the subject property, we must have written verification of amount and payment history.
Contact Us
Kelly Fest
NMLS # 202374
972-854-3270
NEXA Mortgage LLC
https://nexamortgage.com
NMLS #1660690
AZMB #0944059
Corporate Office
5559 S Sossaman Rd
Bldg # 1 Ste # 101
Mesa, AZ 85212
NvEXA Mored.